Depending on the damage and terms of your insurance coverage, the optional comprehensive coverage.

For this reason, the tree falling could be considered a predictable hazard.

Aug 05, If your tree or any part of it falls on your neighbors’ property and damages it through no fault of your own (such as from weather events or an “act of God”), you may not be responsible.

Your neighbors will then have to file a claim with their own insurer to be reimbursed for their stumpcut.bar: Erica Dalton.

Aug 02, If the tree has fallen due to a storm, it is not your neighbor's fault - mother nature did it. Even if that tree were initially standing in your neighbor's yard, in this case, you must file a claim on your homeowners insurance. If a neighbor's tree falls but causes no damage, you are also responsible for cleaning up the mess and removing the tree.

Within 5 minutes he was at my home, took pictures and filed claim for me.

Jul 30, If a tree falls down into another’s person’s yard due to natural causes like a storm, the tree owner is not liable. The tree owner is responsible, if he’s been warned to take it down and he didn’t. If your neighbor’s trees are a threat to your property – if Estimated Reading Time: 3 mins.

Who Is Responsible for Fallen Tree Damage? In most American states, if your tree or any part of it falls on your neighbors' property and causes damage to their property through no fault of your own (due to a snow storm, winds, hurricane, or other so-called"act of God"), you are not responsible. Your neighbors will have to file a claim with their own property insurer if they want to be reimbursed for their loss.

This will likely come as a surprise to your neighbors!Estimated Reading Time: 6 mins.